I was recently on a call with an artist hovering around 100,000 average monthly listeners on Spotify. If you do a bit of rough math (and assume an average of three streams per listener), that’s about $1,000 a month in royalties. That puts this artist in the 97th percentile of creators on Spotify. On the surface, that’s pretty impressive, but in the real world, you and I both know $12,000 a year doesn't pay the bills. Unfortunately, the gap between "internet famous" and "financially free" is...